|Here's how you do it...|
But first, clarify some stuff for us.
You're running XP; yes or no?
You want to install 98 on an XP machine; yes or no?
You want to do a fresh install of 98 on a different machine or repair/reinstall an existing 98 machine?
You don't have a cd drive and need to install from the hdd?
You're running DOS (like 6.22) and want to install 98?
You simply don't have a 98 boot disk and need one?