Maybe I am obsessed with safety on the internet, which got a boost because of this morning's message of a billion size hack of, mainly russian emails, but also my Gmail was attacked. I didn't have a password on my PC, but now installed one. I used the VPN possibility of Opera Developer 38.0.2213.0, but some things do not work (yet?).
I looked at your suggestions. Already had EPIC on my PC but did not use it because I found it was very slow. Only used it for PCBanking which also uses a digipass in combination with the bankcard for safety.
For my email I had already two step verification activated for GMail. I get confused with all the passwords one has to remember and was looking for a password manager, but found that EPIC also remembers passwords. So I'll stay with EPIC. Thanks for your help.