|Yes, you will have to reclaim ownership of the files first. then make sure that your user name is the same as before and you should be able to use the password to open the files.|
you must be in Safe Mode
You can restore permissions or reclaim ownership in XP Home by turning off "Simple File Sharing" in Explorer under Tools\Folder Options\View. Then you can right click a file or folder, select Properties and go to the Security tab.
In reference to 11/05/2008
"So this is how liberty dies. With thunderous applause."
- George Lucas