Well... I wanted to add another update.
After a few restarts with all my hardware back to original... the computer would have a random crash at startup. (oh no).
So... I turned the RAM timings back down and it still happend (so I turned the timings back up).
I posted on a Vista x64 message board and someone directed me to this update from Microsoft.
http://support.microsoft.com/kb/929...
After installing and restarting 10 times... I've not had a crash since. Still going to hold my breath for a good month, but it looks good.
So... here are the rules.
If you're installing Vista x64 with 4GB of RAM or more... you might get lucky and it will work... but if not, remove enough RAM to get you at 2GB or less, intsall Vista x64... get all updates... install the above patch... install your hardware drivers... then re-install your extra RAM.
I assume Microsoft will have this issue fixed for SP1 release so that if you're installing SP1 later on, this shouldn't be an issue.
TK.