|There is a lot of info here:|
This update could also be worth a try:
I appreciate that you might not be able to get to windows to install the update. If you can get to Safe Mode you can try it from there.
If you are forced to reinstall W95 it should retain all your own files provided you don't reformat.
Steer clear of any wonder fixers that appear on the net.
Please come back and let us know the outcome.