thanks much. I already took the chance and canceled the NVIDIA bus thing. The desktop came up and asked me to include a disk for PhotoGallery and click OK. I don't have one so I canceled and get error 1706, no valid source installer cant continue. and I just keep cancelling out of that. Finally, everything stopped loading.
I can now create and use restore points, the security center comes up properly. The windows firewall is off because zone alarm is still running. All my other programs seem to be doing fine.
Only thing is, each time I log on I get that load photogallery thing. As far as I could find out, that is an item that will come with the new Windows Vista, so I don't know why it is coming up here. any ideas on if it is even possible to load or how I can stop the computer trying to load it everytime I turn it on.
In any case, thanks much. Your suggestion worked great.