There are templates and services available today for those who wish to develop a web site and they don't require the user to know HTML, HTML5, Java, PHP, Flash, etc. You can have a fairly good, functional web site even accepting payments!
I'm looking for something like that for app development. I figured surely there have to be options available out there. I did hear about Coghead and Caspio but, don't know much about them. Would love your opinions and further suggestions, if any.