|Glad you got it sorted out :)|
I'm currently in exactly the same position, my PCI-E graphics card was working previously but not now. I've had it for all of 6 months.
The fan is always running but whichever bios setting (VGA, PCI, PEG) I change I am still left with a blank screen (monitor in sleep mode). As far as I am aware, if the card is detected at all you will still get some kind of preliminary image on your monitor. Is this correct?
My drivers are all up to date but the card is never detected by windows 7 either. Monitor works fine with on board graphics so it's just something not happening between the bios, the card and windows 7.
I am also very poor and don't have anywhere else to test this. Any thoughts on this would be much appreciated.
I just wished you hadn't fixed it now morganxl, we might have got to the bottom of my problem too haha :)