Key Highlights
- Walmart’s majority-owned OnePay has grown its cryptocurrency portfolio from two to over 15 tokens within months of its January debut
- Recent additions feature Solana, Cardano, Polygon, Arbitrum, SUI, Bitcoin Cash, and PAX Gold
- The service focuses on individuals entering the crypto space for the first time, emphasizing demand, liquidity, and regulatory compliance
- OnePay aims to become a comprehensive US “superapp” integrating banking, payment processing, lending services, and digital assets
- Current SEC Chair Paul Atkins has voiced approval for consolidated multi-service financial platforms operating within unified regulatory guidelines
Walmart’s majority-owned fintech application OnePay has grown its cryptocurrency selection to include more than 15 digital tokens within just months of launching the service.
🚨BREAKING: Walmart OFFICIALLY ACCEPTS Bitcoin & Ethereum As PAYMENT METHOD 🤯🛒🔥@Walmart’s OnePay app now lets users buy, hold, and trade $BTC and $ETH — then convert it to USD for CHECKOUT PAYMENTS. 👀
That means CRYPTO is now BEING USED in the Walmart PAYMENT SYSTEM for… pic.twitter.com/M8vIsNCP9x
— Diana (@InvestWithD) March 15, 2026
When the application introduced its cryptocurrency capabilities this January, the platform featured only Bitcoin and Ethereum. The expansion now encompasses Solana, Cardano, Bitcoin Cash, PAX Gold, Polygon, Arbitrum, and SUI, alongside additional tokens.
According to Ron Rojany, who serves as OnePay’s general manager for Core App and Crypto, the selection process prioritized factors including customer demand, market liquidity, regulatory transparency, and sustained practical applications.
“We’re less focused on chasing the latest asset and more focused on offering a curated set of assets that align with how our customers actually use and think about their money,” Rojany told Cointelegraph.
Rojany indicated the platform experiences substantial engagement, particularly among individuals entering cryptocurrency markets for the first time who seek accessible entry points. Specific user metrics remain undisclosed.
The OnePay platform currently provides high-yield savings accounts, credit and debit cards, lending products, and wireless service plans. The application includes a digital wallet compatible with Walmart retail locations and the company’s online shopping platform.
With Walmart’s US operations generating net sales of $462.4 billion during fiscal year 2025, OnePay benefits from access to an extensive potential customer network.
Building a Comprehensive Financial Superapp
OnePay positions itself as an American interpretation of the “superapp” concept, drawing inspiration from China’s WeChat platform where individuals manage comprehensive financial activities through a single application.
Other companies pursue similar objectives. Coinbase CEO Brian Armstrong revealed plans during late September to develop a crypto superapp featuring credit cards, payment solutions, and Bitcoin rewards programs designed to rival traditional banking institutions.
Japan’s Startale Group announced intentions to allocate its $50 million Series A investment toward developing a superapp that merges payment processing, asset management, and onchain functionality.
Favorable Regulatory Environment Emerges
SEC Chair Paul Atkins indicated during September that he endorses platforms delivering multiple financial services within a cohesive regulatory structure.
During July, Atkins revealed he instructed SEC personnel to create guidance enabling the “super-app” concept to materialize. The revised regulatory approach would permit platforms to provide trading, lending, and staking capabilities through integrated systems.
“We’re still early and our focus is on building our crypto platform the right way: creating a trusted, safe and intuitive experience for everyday customers,” Rojany said.
OnePay introduced its latest tokens — SUI, Polygon, and Arbitrum — mere days following the previous addition of 10 digital assets, demonstrating rapid expansion momentum since the platform’s January introduction.
